Overdrafts are repayable in full on demand. View arranged overdraft borrowing fees. Mobile phone insurance Worldwide cover for loss, theft, damage and breakdown including faults. Card Loss Assistance Help for when your credit, debit and store cards get lost or stolen. Keep in mind Not available to new customers This account is no longer available for new customers. Arranged overdraft All arranged overdraft applications are subject to approval after our assessment of your circumstances.
Arranged overdraft. Applying for this product does not improve your eligibility for an arranged overdraft. Read our important information on overdraft rates and charges expandable section. Representative Example. A variable representative rate of How much does my overdraft cost in pounds and pence?
How does our overdraft compare? You can use our eligibility tool to find out if you are eligible for an arranged overdraft. More about personal arranged overdrafts. Do you already have a current account with us and need an arranged overdraft? Select Account benefits in full expandable section. It covers the cost of replacing the phone in the event of loss or theft or the cost of repairing or replacing where the phone cannot be repaired. It covers the cost of unauthorised network charges calls, data, etc.
With one call day or night to , Citymain can request card issuers cancel all financial cards and issue replacements. You can register the cards for your family if they live with you. You can also securely register your passport and driving licence numbers with Citymain for easy access should you lose them. Features and benefits. Avoid any unauthorised borrowing charges by having funds available when you need them.
Keep in mind. In the event that the Bank of England bank rate moves, your interest rate will move immediately by the same amount without any prior notice to you. Usage fees or annual fees will apply depending on the amount you borrow. If you borrow more than your planned overdraft limit, unauthorised borrowing charges will apply. Apply now. View rates and charges. Enquire now. If you do need to cancel your arranged overdraft, you can do this straightaway if your account is in credit.
If you cancel your overdraft, we might not be able to offer you the same arranged overdraft limit again in the future. To cancel, your account needs to be in credit. You can also do this through Mobile Banking. There are many ways to manage your money more easily and avoid unnecessary arranged overdraft interest.
Using any of our banking services, like PhoneBank, Internet Banking and Mobile Banking, can help you keep a closer eye on your bank balance. Our mobile alerts service offers a simple way to stay on top of your finances without even having to think about it.
Mobile Banking can help you manage your money on the go. We don't charge you for Mobile Banking but your mobile phone operator may charge for some services. We make payments from your account shortly after midnight at the start of the due date. If your payment date falls on a non-working day, then we will try and collect your payment the next working day.
This gives you the chance to put extra funds into your account so that we can make the payment. The funds need to be available to use straight away, so you could transfer money from another personal account you have with us via Internet Mobile or Telephone Banking or pay in cash over the counter in branch. For Cheque and Direct Debit payments, if there are not enough funds in your account at 2.
For Standing Order and Future Dated Payments we will try to make the payment on the next working day the payment was originally due. If a payment takes you into any arranged overdraft, you have until the end of the day to pay money into your account to avoid daily arranged overdraft interest for that day.
Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information. We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
We will take care of moving all your payments going out for example, your Direct Debits and standing orders and those coming in for example, your salary. If you have money in your old account, we will transfer it to your new account on your switch date.
We will arrange for payments accidentally made to your old account to be automatically redirected to your new account.
We will also contact the sender and give them your new account details. If there are any issues in making the switch, we will contact you before your switch date. If anything goes wrong with the switch, as soon as we are told, we will refund any interest paid or lost and charges made on either your old or new current accounts as a result of this failure.
With so much choice, take a look at our other current accounts to see which account suits you best. Lloyds Bank plc. Registered in England and Wales No. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service.
Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information. Account opening is subject to our assessment of your circumstances. Overdrafts are repayable in full on demand. View arranged overdraft borrowing fees. Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice.
Personal Internet Banking customers only. Terms and conditions apply. Mobile Banking services may be affected by phone signal and functionality. Must be registered for Internet Banking. We don't charge you to use Mobile Banking, but your mobile operator may charge for some services, so please check this with them.
The benefits available for selection may be changed or updated from time to time. For variable credit interest and great benefits, join the Club. Features and benefits. More about cashback. Exclusive banking offers As a Club Lloyds customer you'll get exclusive access to offers on a range of Lloyds Bank products, including: Savings accounts Mortgages More about the banking offers. Useful tools to manage your account. Mobile Banking app - highly secure and packed with features to make banking fast and convenient, wherever you are.
Contactless - get a VISA debit contactless card. Account benefits explained. Credit interest expandable section. What is the credit interest rate on this account? Balances between. What do I have to do to earn the credit interest? When is the credit interest paid? If you do not earn the credit interest, you won't receive payment the following calendar month. If I miss out on the credit interest one month, can I earn it the next month?
Do I have to pay out two separate Direct Debits each month? Lifestyle Benefits expandable section. As a Club Lloyds customer you can choose a different Lifestyle Benefit every year per account. Cashback with Everyday Offers expandable section. Banking offers expandable section. As a Club Lloyds customer you'll get exclusive access to offers on a range of Lloyds Bank products. Receive 1. Withdraw your money when you need it without charge.
0コメント